BUSINESS & COMMERCIAL
Let’s grow your business together.
Business & Commercial Lending
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Business Lending
Looking to start a new business, buy an existing one or assist with cashflow lending, talk to us about the best way to get your business in shape.
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Commercial Property Lending
Property opens doors.
Whether you're securing a space for your business or growing your investment portfolio, we’ll guide you through the ins and outs of commercial property finance. -
Asset Finance
We can help clients with funding on new vehicles, plant & equipment or leverage equity in existing assets to help with cashflow. If it has a serial number we can likely finance it.
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Working Capital
Cash is king for business owners. Do you truly understand your cashflow and have the right funding structure in place.
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Business Acquisition Finance
Are you looking to buy an existing business. There are a number of ways to finance an acquisition.
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Succession Funding
Family succession or management buy outs are a common way for existing owners to step down from the business. We can help leverage the existing businesses performance and cashflow to fund the purchase.
Book a chat with Jess Shaw.
Jess is passionate about helping ambitious Kiwis access funding to grow their businesses, invest in property, and achieve their financial goals.
Jess Shaw - our business and commercial lending expert
FAQs
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No! You can use Vesta to review your existing banking and lending structures to see if you have the best structure and strategy to achieve your business and personal goals.
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Not all banks or lenders pay commission for business and commercial transactions. Our commitment to independent advice means we operate on a fee based model. If a lender does pay commission this will be rebated off your fee.
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There are a number of way to fund buying a business or franchise. We help you assess affordability, prepare financials, and work with lenders who support business purchases.
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Lenders typically assess your financial performance, cashflow, security (such as property or business assets), industry risk, and your experience as an owner or operator. We help you present your business in the best light and prepare the right documents.
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Yes, many business owners use residential property to secure lending, especially for new or growing businesses. We’ll walk you through the risks, structure the lending safely, and explore all options – including lenders who may not require home security.
